Pradhan Mantri mudra Loan Yojana 2023 | PM Mudra Loan Scheme Online Application

 PM Mudra Yojana Online Apply, download Pradhan Mantri Mudra Yojana online application form andapply within Mudra Yojana 2023 , see status of PM Mudra loan scheme at mudra.org.in and helpline number


Pradhan Mantri Mudra Loan Yojana was started by the Prime Minister of our country, Mr. Narendra Modi . Under PM Mudra Loan Yojana , financial assistance of ₹ 1000000 is being provided to the citizens of the country in the form of loan if a citizen wants to start his own small business. If you have or want to further your business, then by applying under the Mudra Yojana , you can easily get a loan of up to ₹ 1000000. Through this article, we will tell you what is the application process of this scheme, its necessary documents. What is it, what are the eligibility and benefits, and other information, to get all the information related to the scheme, you are requested to read this article till the end.

Pradhan Mantri mudra Loan Yojana 2023 


Pradhan Mantri Mudra Loan Yojana 2023

Let us tell you that a budget of Rs 3 lakh crore was prepared by the central government for Mudra loan, out of which loans worth Rs 1.75 lakh crore have been disbursed so far. Those who want to take loan under Mudra Yojana 2023 , they will have to pay no processing charges for taking loan. Under this scheme, the loan repayment period has been extended by 5 years. The people of the country are given a Mudra card to take Mudra loan under this Pradhan Mantri Mudra Loan Yojana .

Key Point Of Pradhan Mantri Mudra Loan Yojana

Scheme NamePrime Minister Mudra Loan Scheme 
initiated byby Prime Minister Narendra Modi
Beneficiarycountry people
purposeprovide loan
official websitehttps://www.mudra.org.in/

Pradhan Mantri Mudra Loan Scheme 6 Years

Pradhan Mantri Mudra Yojana has been started to provide unsecured loans for business. Three types of loans are provided under this scheme, which are Shishu Mudra Loan, Kishore Mudra Loan and Tarun Mudra Loan. Loans up to ₹ 50000 are provided under Shishu Mudra loan. Loans ranging from ₹ 50000 to ₹ 500000 are provided under Kishore Mudra Loan and Mudra loans ranging from ₹ 500000 to ₹ 1000000 are made available under Tarun Mudra Loan. The scheme was launched on 8 April 2015. There is no fixed interest rate under this scheme. Different banks charge different interest rates under Pradhan Mantri Mudra Loan Yojana.

  • So far, loans worth Rs 14.96 lakh crore have been provided to 28.68 beneficiaries through the Pradhan Mantri Mudra Loan Yojana in the last 6 years. Between 2015 and 2018, about 1.12 crore additional jobs have been created through this scheme.
  • Small business has been encouraged through this scheme. In the year 2020-21, loans were provided to 4.20 crore beneficiaries by the government. Rs 2.66 lakh crore has been allocated to the beneficiaries for the financial year 2020-21 till March 19, 2021.
  • About 88% of Shishu loans were disbursed under Pradhan Mantri Mudra Loan Yojana . Loans were provided to 24% new entrepreneurs. 68% loans were made available to women and 51% loans were made available to scheduled caste, scheduled tribe and backward class citizens. Apart from this, about 11% of the loans were given to citizens belonging to minority communities.

Mudra Loan Yojana Commercial Vehicle Purchase

As you all know, the Pradhan Mantri Mudra Loan Yojana has been started by the government to provide loans to the citizens of the country to set up their business. So far many people have taken benefit under this scheme. If you also want to take advantage of Pradhan Mantri Mudra Loan Yojana , then you have to apply in the bank. Through this scheme, a loan of up to ₹ 1000000 is provided by the government. Under this scheme, loans are also provided by the government to buy commercial vehicles. Through this scheme, loans can be taken to buy tractors, auto rickshaws, taxis, trolleys, goods transport vehicles, three wheelers, e-rickshaws etc.

 Through Mudra Loan Yojana , loans are provided for agriculture and animal husbandry, for traders, for shopkeepers and also for the service sector. Mudra card is provided to the beneficiaries to provide the loan amount. This loan is completely unsecured and can be extended up to 5 years.

Objective of PM Mudra Yojana


The main objective of this scheme is that there are many people in the country who want to start their own business but cannot start due to lack of money, for such people the central government has started this scheme Pradhan Mantri Mudra Loan Yojana Beneficiaries can start their own small business by taking Mudra loan under 2023 . And making loans available to the people in a very easy way under this scheme. Realizing the dreams of the people of the country through Pradhanmantri Mudra Loan Scheme 2023 and making them self-reliant and empowered.

Types of Pradhan Mantri Mudra Yojana

Three types of loans are given under this scheme.

  • Shishu Loan: Under this type of Mudra Yojana, loans up to ₹ 50000 will be allotted to the beneficiaries.
  • Kishore Loan: Under this type of Mudra Yojana, loans ranging from ₹ 50000 to ₹ 500000 will be allotted to the beneficiaries.
  • Tarun Loan: Under this type of Mudra scheme, loans ranging from ₹ 500000 to ₹ 1000000 will be allotted to the beneficiaries.

Banks covered under Mudra Yojana

  • Allahabad Bank
  • Bank of India
  • Corporation Bank
  • ICICI Bank
  • j&k bank
  • Punjab And Sind Bank
  • Syndicate Bank
  • Union Bank of India
  • Andhra Bank
  • Bank of Maharashtra
  • Dena Bank
  • IDBI Bank
  • Karnataka Bank
  • Punjab National Bank
  • Tamil Nadu Mercateile Bank
  • Axis Bank
  • Canara Bank
  • Federal Bank
  • Indian Bank
  • Kotak Mahindra Bank
  • Saraswat Bank
  • UCO Bank
  • Bank Of Baroda
  • Central Bank of India
  • HDFC bank
  • Indian Overseas Bank
  • Oriental Bank of Commerce
  • State Bank Of India
  • Union Bank of India

Beneficiaries of PM Mudra Loan Yojana

  • sole proprietor
  • partnership
  • service sector companies
  • micro industry
  • repair shops
  • owner of trucks
  • food business
  • Seller
  • micro manufacturing form

Benefits of Pm Mudra Loan Yojana

  • Any person in the country who wants to start his own small business can take a loan under PMMY .
  • Under this scheme, the citizens of the country will be given loans without any guarantee to start their business. Apart from this, no processing charge is also charged for the loan. The loan repayment period can be extended up to 5 years in the Mudra scheme.
  • The borrower gets a Mudra card, with the help of which the business needs can be spent.

Document For Mudra Loan Yojana

  • People starting small business and those who want to further their small business can also apply for loan under this Pradhanmantri Mudra Loan Scheme 2023 .
  • The age of the person taking the loan should not be less than 18 years.
  • Applicant should not be a defaulter in any bank
  • Aadhar Card
  • pan card
  • Permanent Address of the Application
  • Proof of business address and establishment
  • Balance Sheet of last three years
  • Income Tax Returns और Self tax Returns
  • passport size photo

Process to apply online under Pradhan Mantri Mudra Yojana

  • First of all you have to go to the official website of Mudra Loan Yojana .
  • Now the home page will open in front of you.
  • On the home page you will see the types of Mudra Yojana which are as follows.
    • infant
    • teenagers
    • youth
  • After this a new page will open in front of you.
  • You have to download the Application Form from this page.
  • After this you have to take a print out of this application form.
  • Now you have to fill all the important information asked in the application form carefully.
  • After this you have to attach all the important documents.
  • Now you have to submit this application form to your nearest bank.
  • The loan will be disbursed to you within 1 month after the verification of your application.

Procedure to login to Mudra Portal

  • First of all you have to visit the official website of Mudra Yojana .
  • Now the home page will open in front of you.
  • On the home page, you have to click on the login button.
  • Now a new page will open in front of you in which you will have to enter your username, password and captcha code.
  • Now you have to click on the login button.
  • In this way you will be able to login to the Mudra portal.

How to apply in PM Mudra Yojana ?

  • Under this scheme, interested beneficiaries who want to apply for loan can go to their nearest government bank, private bank, rural bank and commercial bank etc. and apply with all their documents.
  • After this, go to the bank from which you want to take the loan and fill it with the application form.
  • And after filling the form attach it with all your documents and submit it to the bank official.
  • Then after verifying all your documents, the loan will be given to you by the bank within 1 month.

Procedure to View Annual Report

  • First of all you have to go to the official website of Pradhan Mantri Mudra Loan Yojana .
  • Now the home page will open in front of you.
  • On the home page, you have to click on the option of Financials.
  • After this you have to click on the option of Annual Report.
  • Now the following options will open in front of you.
    • Annual Report 2019 -20
    • Annual Report 2018-19
    • Report 2017-18
    • Annual Report 2016-17
    • Annual Report 2015-16
  • You have to click on the option as per your requirement.
  • After this the PSF file will be downloaded to your device.
  • In this file you can see the Annual Report.

Procedure for Viewing Public Disclosures

  • First of all you have to visit the official website of Pradhan Mantri Mudra Loan Yojana .
  • Now the home page will open in front of you.
  • After this you have to click on the option of Financials.
  • Now you have to click on the option of Public Disclosure.
  • After this you have to select the financial year.
  • Now you have to select the quarter.
  • As soon as you select the quarter the PDF file will be downloaded to your device.
  • You can see the public disclosure in this file.

Procedure for obtaining tender related information

  • First of all you have to go to the official website of Pradhan Mantri Mudra Loan Yojana .
  • Now the home page will open in front of you.
  • On the home page, you have to click on the option of tenders.
  • After this a new page will open in front of you.
  • Tenders will be listed on this page.
  • You have to click on the option as per your requirement.
  • The relevant information will be on your computer screen.

report viewing process

  • First of all you have to go to the official website of Pradhan Mantri Mudra Loan Yojana .
  • Now the home page will open in front of you.
  • On the home page, you have to click on the report option.
  • Now a new page will open in front of you.
  • On this page you have to select your state.
  • As soon as you select your state, related information will appear on your screen.

Pradhan Mantri Mudra Yojana Procedure to get information related to bank nodal officer

  • First of all you have to visit the official website of Mudra Loan Scheme .
  • Now the home page will open in front of you.
  • On the home page, you have to click on the option of Contact Us .
  • After this a new page will open in front of you.
  • On this page you have to click on the option of Bank Nodal Officers PMMY.
  • As soon as you click on this option the PDF file will be downloaded in your device.
  • In this file, you will be able to see the information related to the Bank Nodal Officer.

Procedure for getting information related to Mudra shortlisted for partnering

  • First of all you have to visit the official website of Mudra Loan Scheme .
  • Now the home page will open in front of you.
  • After this you have to click on the option of Offerings.
  • Now you have to click on the option of Shortlisted For Partnering Mudra.
  • After this a file will be downloaded to your device.
  • In this file you will be able to see related information.

Pradhan Mantri Mudra Yojana Grievance Officer

customer Care CenterAddress - Swavalamban Kendra, Plot No. C 11, G Block, Bandra Kurla Complex, Bandra East, Mumbai – 400051, Maharashtra Telephone- 022-67221465 Email- help@mudra.org.in Timings – Monday to Friday 10:00 AM to 6:00 pm on all working days and non-public holidays
Grievance Redressal OfficerName – Mr. Rajesh Kumar Email – rkumar@mudra.org.in Timings: Monday to Friday 10:00 AM to 6:00 PM on all working days and non-public holidays
Chief Grievance Redressal OfficerName – Mr. Amitabh Mishra Email – amitabh@mudra.org.in Timing – 10:00 AM to 6:00 PM on all working days and non-public holidays

Process to View Contact Details

  • First of all you have to visit the official website of Pradhan Mantri Mudra Loan Yojana .
  • Now the home page will open in front of you.
  • After this you have to click on the option of Contact Us .
  • Now a new page will open in front of you.
  • This page will have the following options.
    • PMMY Toll Free Number
    • Mujra Officers Mumbai
    • Grievance Officer
    • Bank Nodal Officer
    • mission office contact details
  • You have to click on the download option given in front of the option as per your requirement.
  • As soon as you click on the download option the contact details will open on your screen.

Prime Minister Mudra Loan Yojana Helpline Number

Statephone number
Maharashtra18001022636
Chandigarh18001804383
Andaman and Nicobar18003454545
Arunachal Pradesh18003453988
A state in Eastern India18003456195
Andhra Pradesh18004251525
Assam18003453988
Daman and Diu18002338944
Dadra Nagar Haveli18002338944
Gujarat18002338944
Goa18002333202
Himachal Pradesh18001802222
Haryana18001802222
Jharkhand18003456576
Jammu and Kashmir18001807087
Kerala180042511222
Karnataka180042597777
Lakshadweep4842369090
Meghalaya18003453988
Manipur18003453988
Mizoram18003453988
Chhattisgarh18002334358
Madhya Pradesh18002334035
Nagaland18003453988
NCT of Delhi18001800124
Odisha18003456551
Punjab18001802222
Puducherry18004250016
Rajasthan18001806546
Sikkim18004251646
Tripura18003453344
Tamil Nadu18004251646
Telangana18004258933
Uttarakhand18001804167
Uttar Pradesh18001027788
West Bengal18003453344
Community-verified icon

Post a Comment

Previous Post Next Post