Pradhan Mantri Suraksha Bima Yojana 2023: Suraksha Bima Yojana Online Application

 PM Suraksha Bima Yojana Apply | Pradhan Mantri Suraksha Bima Yojana Online Application | PMSBY Application Form | Pradhan Mantri Suraksha Bima Yojana Registration

Not every citizen is financially capable enough to get his security insured. Because premium is charged by private insurance companies for providing insurance cover at higher rates. Keeping this in mind, many security insurance schemes are operated by the government at low premiums. Through this article, you will be provided information related to one such scheme whose name is Pradhan Mantri Suraksha Bima Yojana . Insurance cover will be provided in case of an accident through this scheme You will be able to get information related to Suraksha Bima Yojana online application by reading this article . Apart from this, you will also be able to get information related to benefits, features, eligibility, important documents etc. of this scheme.

Pradhan Mantri Suraksha Bima Yojana 2023


PM Suraksha Bima Yojana 2023

Pradhan Mantri Suraksha Bima Yojana was launched on 8 May 2015 by the Prime Minister of our country Narendra Modi. Through this scheme, insurance cover is provided in case of an accident. To get the benefit of Pradhan Mantri Suraksha Bima Yojana, the applicant has to pay a premium of ₹ 12 per year. If the life assured dies, in this case the sum assured is given to the nominee. Apart from this, the insurance amount is also provided in case of permanent disability.

Through this scheme, an insurance amount of ₹ 100000 to ₹ 200000 is provided in case of an accident. The benefit of Suraksha Bima Yojana can be obtained only from the age of 18 years to the age of 70 years. Every year the premium amount is deducted from the bank account before 1st June. To get the benefit of this scheme, it is mandatory to have the facility of auto debit activated on the bank account.

Pradhanmantri Suraksha Bima Yojana Highlights

Scheme NamePrime Minister's Security Insurance Scheme
initiated byBy Prime Minister Shri Narendra Modi
launch dateyear 2015
Beneficiarypoor people of the country
purposeproviding accident insurance

Objective of Pradhan Mantri Suraksha Bima Yojana

As you know that there are many people in the country who are unable to get themselves insured due to being financially poor. On the other hand, whenever such a person dies in an accident, his entire family starts facing financial crisis. Apart from this, they are not able to pay any kind of insurance plans available with private or any public sector insurance companies, then they all are entitled to Suraksha Bima Yojana Under this scheme, if a person gets his accident insurance and he dies, then the amount insured by that person is given as cover to his family or nominee.

PM Suraksha Bima Yojana Premium

To get the benefits of Pradhanmantri Suraksha Bima Yojana , a premium of ₹ 12 per year has to be paid by the members. This premium amount will be deducted from the account holder's savings account on or before June 1 as per the auto debit facility. If the facility of auto debit is not available on 1st June, then in this case the amount of premium will be deducted from the account after the facility of auto debit is made available. The benefit of this scheme will be provided from the first day of the next month in which the insurance cover amount is deducted. The amount of premium will also be reviewed on the basis of annual claim experience.

Prime Minister's Security Insurance Scheme Termination

Suraksha Bima Yojana can be availed till the age of 70 years. If the age of the beneficiary is 70 years or more then the Pradhan Mantri Suraksha Bima Yojana will be terminated. If the beneficiary has closed the bank account, then even in that case the Pradhan Mantri Suraksha Bima Yojana will be terminated. If the beneficiary's account does not have sufficient balance to pay the premium, then in this case also the account will be terminated under this plan.

Amount to be given in PMSBY

insurance status _sum insured _
death2 lakh rupees
Total and irrecoverable loss of both eyes or loss of use of both hands or feet or loss of sight of one eye and loss of use of one hand or foot  2 lakh rupees
total loss of sight in one eye and loss of use of one hand and foot  1 lakh rupees

Benefits of Pradhan Mantri Suraksha Bima Yojana

  • The benefits of this scheme will be provided to the people of all sections of the country, but especially the people of the backward and poor sections of the country will be provided benefits.
  • If a person dies in a road accident or any other accident. So his family will be provided accident insurance up to Rs 2 lakh by the government.
  •  In case of permanent partial disability, a cover of Rs 1 lakh is available.
  • If he is temporarily disabled in an accident, then he is given an insurance cover of up to one lakh rupees.
  • Under Pradhan Mantri Suraksha Bima Yojana, the policyholder will have to pay a premium of Rs 12 annually. Only then he will be entitled to security insurance.
  • Also they are not able to pay any type of insurance plans available with private or any public sector insurance companies, then they all are entitled for this scheme.
  • Pradhan Mantri Suraksha Bima Yojana will be renewed every year with cover for one year.
  • The Bank may engage any insurance company of its choice to offer this PMSBY .
  • Especially people living in rural areas of the country. Pradhan Mantri Suraksha Bima Yojana provides insurance to them.

Suraksha Bima Yojana Terms and Conditions

  • The duration of Pradhan Mantri Suraksha Bima Yojana has been fixed for 1 year.
  • The scheme can be renewed every year.
  • In case of death due to accident or disability, insurance cover will be provided under Accident Insurance Scheme.
  • Initially this scheme will be made available through general insurance companies of the public sector.
  • Participating banks are free to engage any such general insurance company for implementation of the scheme for their customers.
  • To get the benefit of this scheme, the age of the beneficiary should be between 18 years to 70 years.
  • If a person has more than 1 savings account, then that person can get the benefit of this scheme from only one savings account.
  • The period of insurance cover has been fixed from 1st June to 31st May.
  • The applicant can get the benefits of the scheme only after paying the annual premium.
  • If for some reason the beneficiary of this scheme has left the scheme, then in future he can get the benefit of this scheme by paying the premium.

Expiration of cover under Pradhan Mantri Suraksha Bima Yojana

  • After the completion of 70 years of age, the grave will end.
  • If there is no balance in the beneficiary's bank account to pay the premium.
  • If the member is registered under the scheme with more than one account and premium is received by the insurance company, then in this case the insurance cover will be limited to only one account and the premium may be forfeited.
  • In case the insufficient amount of premium is received on the due date, the insurance cover ceases.

Operation of PM Suraksha Bima Yojana

  • Pradhan Mantri Suraksha Bima Yojana will be operated according to the prescribed terms and conditions.
  • The data flow process and Amkheda Proforma will be made available separately.
  • Annual premium will be deducted by the bank through auto debit within the prescribed period.
  • In case of receipt of medicine, the insurance company may ask for submission of nomination form.
  • The documents may be asked for by the insurance company at any time.

Appropriation of premium under Pradhan Mantri Suraksha Bima Yojana

  • Insurance premium to be paid to the insurance company: ₹10 per year per member
  • Reimbursement of business to BC/Micro/Corporate/Agent: ₹1 per year per member
  • Reimbursement of operating expenses to participating bank: ₹1 per year

Eligibility for Pradhan Mantri Suraksha Bima Yojana

  • The applicant must be an Indian resident.
  • Under Pradhan Mantri Suraksha Bima Yojana , the age of the applicant should be between 18 years to 70 years and should not be more than this.
  • It is mandatory for the candidate to have an active savings bank account.
  • The applicant has to sign a consent letter for auto debit of the policy premium.
  • The entire 12 premiums will be deducted at once on 31st May every year.
  • In case of closure of bank account, the policy will lapse.
  • The policy cannot be renewed if the premium is not deposited.

Documents of PM Suraksha Bima Yojana

  • Aadhaar Card of the applicant
  • identity card
  • bank account passbook
  • age certificate
  • I Certificate
  • mobile number
  • passport size photo

How to apply in Pradhan Mantri Suraksha Bima Yojana?

Interested beneficiaries of the country who want to take advantage of Pradhan Mantri Suraksha Bima Yojana can apply under this scheme by visiting any branch of the bank.

  • If you want to download the Application Form , then you must first go to the official website of Prime Minister's Security.

  • After visiting the official website, the home page will open in front of you.
  • On this home page, you will see the option of Forms , you have to click on this option. After clicking on the option, the next page will open in front of you on the computer screen.
  • On this page you have to click on the option of Pradhan Mantri Suraksha Bima . After this you have to click on the option of application form.
  • Then the PDF of the application form will open in front of you. You can download the Application Form PDF , after that you will have to fill all the information asked in the application form like name, address, Aadhaar number, email ID etc.
  • After filling all the information, you have to attach all your documents with the application.
  • Then you have to submit the application form to the bank.

PM Suraksha Bima Yojana Application Status Check Process

  • You have to visit the official website of Pradhan Mantri Suraksha Bima Yojana .
  • Now the home page will open in front of you.
  • On the home page, you have to click on the link to view application status.
  • Now a new page will open in front of you.
  • You have to enter the Application Number on this page.
  • Now you have to click on the Search button.
  • Application Status will be on your computer screen.

State Wise Toll Free Number Viewing Process

  • First of all you have to go to the official website of Suraksha Bima Yojana .
  • Now the home page will open in front of you.
  • On the home page, you have to click on the link for the contact .
  • Now you have to click on the link of State Wise Toll Free Number .
  • As soon as you click on this link, you will have state wise toll free numbers in front of you.

Pradhan Mantri Suraksha Bima Yojana Beneficiary List Viewing Process

  • First of all you have to go to the official website of Pradhan Mantri Suraksha Bima Yojana .
  • Now the home page will open in front of you.
  • On the home page you have to click on the link of Beneficiary List.
  • Now a new page will open in front of you in which you have to select your state.
  • Now you have to select your district.
  • After this you have to select your block.
  • Beneficiary list will be on your computer screen.

Contact Information

Through this article, we have provided you all the important information related to Pradhan Mantri Suraksha Bima Yojana . If you are still facing any kind of problem then you can contact on helpline number to solve your problem. The helpline number is 18001801111/1800110001.

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